Be the Bank.

Diversify your portfolio with stable, predictable returns

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What is the opportunity?

Mortgage financing is a way of gaining exposure to real estate markets:

  • Attractive yields: typically 6-15% annual return

  • Generates predictable monthly income

  • Secured by real assets (Canadian residential properties)

  • Diversified from stock and bond markets

  • Very low capital requirements (as little as $20K)

And because you are investing in the financing (and not the property itself), there are no home ownership or property management requirements.

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Who are the borrowers?

Alternative mortgage solutions are often needed by those who don’t fit an “A lender” solution, including:

  • Those w/ income verification issues, high debt, and/or poor credit

  • Self-employed and business owners

  • Investors & entrepreneurs

  • Those looking for rapid access to funds (days not months)

In all cases, the loan is registered as a mortgage on the subject property. This secures the loan and lowers risk by using the property as collateral.

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How do I get started?

There is a high degree of customization to suit all types of profiles. Get involved in the loans directly, or take a step back and invest through a professional portfolio manager:

  • Direct private lending

  • Private & limited partnership funds

  • Mortgage Investment Corporations (MIC)

No matter which method interests you most, contact us to get you started.